Mortgage credit

This credit is contracted to purchase, build, refurbish, upgrade, consolidate or extend a housing unit, as well as to refund other mortgage credits or real estate loans.

  • Without only income statements (only signing an ANAF Check Agreement)
  • In case that your current income exceeds by 20% the income you had last year, the bank will ask for additional documents
  • In case of pension income, you need to submit to us a Final Pension Award.
  • The last pension slip or a current statement of accounts
  • Your Final Pension Award
  • We can make the calculation based on other types of income: freelance income, other fixed-term income collected by individuals (from other sources of income), income from individual labour agreements/voyageurs’ embarking agreements, other types of income (perpetuity, doctoral, postdoctoral scholarships, etc.)